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Open Market Option

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On contact, Retirement Solutions (UK) Ltd will supply you with full terms surrounding your annuity enquiry.

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This independently owned website acts as an advertising and marketing vehicle to attract passive enquiries (from people that are proactively searching for annuities using search engines or directories on the internet) from retirees looking to find and buy an annuity. We pass on these enquiries to Retirement Solutions (UK) Ltd which is Authorised and Regulated by the Financial Conduct Authority under reference 483817. Retirement Solutions (UK) Ltd will contact the clients to provide annuity quotations from the open market.

As such, the owners, webmasters and marketing professionals of this site are unable to offer financial advice. Information on this site does not constitute regulated financial advice and is intended only to provide general personal financial information. Responsibility rests with the broker to comply with the relevant regulating authorities.

Use Of Annuity Office

The material on the Annuity Office site is for general information only and does not constitute investment, legal, tax, or any other form of advice.

Use of the Annuity Office ("we", "us", "") website ("the site") constitutes acceptance of the Annuity Office Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them.

If you don't agree to all the terms and conditions on this page, please don't use the Annuity Office site. Use of any internal or external links on the Annuity Office site constitutes acceptance of the terms on this page. If you don't agree with these terms, please exit this site by closing the browser window.

The terms "Annuity Office", "" encompass The Annuity Office Internet Site and Marketing Communications.

Links And Site Content

We don't make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and don't represent an endorsement or guarantee, either expressed or implied.

The Annuity Office site does not assume any liability for any of the products, services, or data of any other sites. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the Annuity Office site.

Annuity Office is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use Annuity Office.

Information Indemnity

The user agrees not to rely on any information obtained from the Annuity Office site used in the process of buying an annuity or annuity alternative and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.

Governing Law

Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and Annuity Office irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The Annuity Office site is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

Any information contained on the site does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this site. You should not rely on this information to make (or refrain from making) any decisions about buying an annuity or annuity alternative. Annuity Office is not responsible or liable for any financial service obtained through a third party. An annuity enquiry from this site does not constitute an offer to provide an annuity or annuity alternative.

Availability Of Service

We don't warrant or guarantee that the Annuity Office site will be uninterrupted or error-free.


Whilst it is not our intention to do so, the operators of the Annuity Office Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page. We don't assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.


If we charge a fee or we get a commission from the provider, we will tell you how much that fee or commission will be before you complete an investment, but you may ask for this information earlier. If you choose not to proceed with our recommendation, we would make no charge.


Personal Details And Data Privacy

Your privacy is important to us, we have a strict confidentiality policy and don't share your contact details.

The personal details which you submit to us (Personal Data) are held by Annuity Office for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. Annuity Office may use the Personal Data for the purposes they have notified to the Information Commissioner's Office. By submitting your Personal Data you consent to it being processed by Annuity Office.

Data Protection

I/we (you, the client) confirm that I/we have the consent of any third party whose details I/we may disclose to Annuity Office ("You") to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent financial service which may be granted to me/us.

I/we agree that You and any broker resulting from this application (the "broker") shall be entitled to use and process, by any medium, the information given by me/us in this enquiry form and any other information about me/us which may be acquired during the lifetime of any enquiry ("the Data") for the following purposes:-

i. to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any financial service granted to me/us by the broker, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the broker will record false or inaccurate information if this is given by me/us and fraud is suspected.

ii. to disclose the Data to any other company within the broker's group of companies and/or to any third parties at any time for the purposes of assessing my/our application and administering and enforcing any subsequent financial service whether during the course of my/our application or during the lifetime of any financial service granted pursuant to such application;

iii. to disclose the Data to any third party who replaces or who may replace my/our broker.

Prevention Of Money Laundering

The broker and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

Right Of Subject Access

Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.

Copyright Notice

Design: 1-2-3-4

The Pension Annuity Office website is not associated with other companies or websites who own or trade under similar sounding names or with similar design. © Content Copyrighted.


Headings are for reading convenience only and are not to be used in the interpretation of this agreement.


Please address all questions through the contact form. Only the authorised annuity brokers themselves can offer support through personal contact.

If you need to contact us about website or operational queries, please click here for webmaster.

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